Life Plan Financial - Home

Welcome to Life Plan Financial. We offer financial services, wealth strategies, and consulting to individuals and small businesses. As independent financial professionals, we have the freedom to provide customized guidance and insight to our clients. Our objective is to build long-term, quality relationships. We are dedicated to helping our clients find solutions that best meet their unique investment, insurance, and life plan goals.


Pamela Monetti is proud to have been recognized as a Vista Club advisor for 2016—a distinction based on annual production that places her among the top 29 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Vista Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Vista Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.

Five Star Horiz

Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 1,215 Baltimore wealth managers were considered for the award; 356 (30 percent of candidates) were named 2016 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit